Similar to numerous psychiatrists, our practice operates primarily on an out-of-network basis. In alignment with our commitment to expanding access to mental health services, we may offer discounts in certain situations. For detailed information, we encourage you to contact us. Prior to doing so, it's advisable to reach out to your insurance provider to discuss the specifics of out-of-network reimbursements. For a deeper understanding of 'out-of-network' services and relevant inquiries to make with your insurance, please review the information that follows.

Out-of-Network Definition:

Out-of-network healthcare professionals or establishments are providers that aren't part of your health insurance network. Having out-of-network benefits means you can still choose to receive care from these providers and may be eligible for reimbursement from your insurance company. If you reach out to your insurance carrier, they can inform you about the out-of-network benefits included in your plan. Understanding these benefits can help you make informed decisions about your health services without unnecessary worry about costs.

Questions to Ask Your Insurance:

When communicating with your insurance about out-of-network mental health coverage, it's important to ask key questions to manage your medical costs effectively. Start by asking how much of the expense for out-of-network mental health services will be reimbursed and what the deductible is, including its amount, if applicable. Clarify if there are any specific restrictions or terms for psychiatric services outside the network. If you are inquiring about both video or in-person mental health visits, ask for details about the deductible and the percentage of costs covered. Additionally, inquire about the maximum amount the insurance covers for specific services, such as an initial video consultation (CPT code 90792-95) and follow-up video visits (CPT code 99214-95).

visit fees:

Please contact our office for detailed information regarding the fees

Accepted payment options include credit cards and Zelle.

This information is provided in good faith to help clarify what can often be a confusing aspect of medical care. It is important to understand that there may be exceptions, loopholes, and additional complexities that are beyond our current knowledge. As part of his commitment to transparency and patient care, Dr. Stephane will provide a receipt for each visit upon request. Please kindly note that it is the responsibility of the patient to submit this receipt to their insurance company and to follow up for reimbursement. Dr. Stephane endeavors to provide accurate and helpful information, but he does not assume responsibility for interactions with insurance companies or for discrepancies between anticipated and actual reimbursement amounts.

However, Dr. Stephane values clear communication and is dedicated to assisting his patients with any questions or concerns. If you require further explanation or have specific inquiries about this information, please do not hesitate to contact Dr. Stephane directly. He is committed to ensuring your experience with us is as informed and seamless as possible.